Creative Loans for Creative Investors
Investors Advantage DSCR Simplifies Investment Property Financing
What it takes
660 Plus FICO Score
20% Down Minimum
Rent Exceeds Mo. Payment
No Personal Income Required
$100k Loan Amount Plus
Non-Owners Occupied Only
Eligible Properties
1 to 4 Unit Single Family
5-10 Unit Apartments
2-8 Mixed Use Commercial
Short-term Rentals
Condos
Key Features
Fixed and Adjustable Options
Interest Only Options
Gift Funds Allowed
First-time Investors Allowed
LLCs Allowed
Investor Advantage DSCR
- No W2s or Personal Tax Returns Required
- Interest Only Options Available
- First Time Investors Welcome
- Options For Five Plus Units And Mixed Use Properties
Conforming Conventional
- Personal Income Verification Required
- Interest Only Not Allowed
- No Gift Funds Allowed
- No Mixed-use Commercial
Available In The Following States
What is a DSCR Loan? Decoding This Unique Financing Option
A DSCR loan is a type of real estate investment mortgage focused on the property’s cash flow and ability to cover the debt rather than the borrower’s personal finances.
Insights
Let knowledge empower your investing journey – Gain insider perspectives and actionable guidance to help pave your way to real estate success.
DSCR Financing Guide
DSCR Loan Florida Guide
DSCR Loan Pros and Cons
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© 2023 Ratesaver Inc. Ratesaver Inc. is not authorized to accept deposits or trust accounts, nor licensed or regulated by any state or federal banking authority. RateSaver makes commercial, business-purpose loans. Loans are for investment purposes only and not for personal, family, or household use. Loan product availability may be limited in certain states. This is not a commitment to lend. All loans are subject to borrower underwriting and credit approval. Other restrictions apply. NMLS 2280663. Licensed by the Pennsylvania Department of Banking and Securities, PA License #95342