what is a dscr loan
1. Speak With One of Our Senior Loan Advisors

We can help you decide if our Investors Advantage DSCR product is right for you. Please schedule a time to speak with our team by clicking HERE.

2. Apply Online or Over the Phone
3. Provide Our Short List of Documents
4. Closed in 21 to 30 Days!

What it takes

660 Plus FICO Score

20% Down Minimum

Rent Exceeds Mo. Payment

No Personal Income Required

$100k Loan Amount Plus

Non-Owners Occupied Only



Eligible Properties

1 to 4 Unit Single Family

5-10 Unit Apartments

2-8 Mixed Use Commercial

Short-term Rentals




Key Features

Fixed and Adjustable Options

Interest Only Options

Gift Funds Allowed

First-time Investors Allowed




© 2023 Ratesaver Inc. Ratesaver Inc. is not authorized to accept deposits or trust accounts, nor licensed or regulated by any state or federal banking authority. RateSaver makes commercial, business-purpose loans. Loans are for investment purposes only and not for personal, family, or household use. Loan product availability may be limited in certain states. This is not a commitment to lend. All loans are subject to borrower underwriting and credit approval. Other restrictions apply. NMLS 2280663